ICB,the international bank that understands your financial needs.
Why are we your preferred banking partner,we know you better...
You can count on ICB to care for your financial needs
ICB,the international bank that understands your financial needs.
ICB Banking Group
A leading international bank committed to quality and value banking for all......
Services
Business Term Loans
Business term loans are a relatively simple way of securing funds for any period up to eight years that is repayable in equal monthly instalments.
With both fixed- and variable-rates available, these loans require repayment over a fixed period of time and can be tailored for your specific need.
Benefits
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Your Business term loan may be used for the following:
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Purchase of fixed assets, for example, property equipment.
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Refurbishments and alterations.
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Acquiring a new business.
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The loan period is not fixed but is determined by your monthly repayments, which include interest and capital.
Property finance
A commercial property loan offers long-term finance in the form of flexible loans for the purchase of commercial or industrial premises, or residential properties classified as commercial and used for business purposes.
For property developers a commercial property loan offers building loans for the construction of commercial or industrial buildings.
A commercial property loan also caters for further advances to existing borrowers for extensions and improvements to their commercial or industrial properties.
Properties that can be financed through a commercial property loan are
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Shops, offices or blocks of flats
Warehouses, showrooms, factories or similar industrial premises
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Sectional title complexes (zoned for business purposes) including individual units in these complexes
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Existing residential properties which are primarily used for business purposes and which have business rights or consent use
The properties to be mortgaged must be located in prime areas....
Professional Practice Bond
Through our Business Property Finance division a Professional Practice Bond is targeted at the professional market for the acquisition of commercial or residential properties, which are mainly used for business purposes and sectional title complexes or individual units zoned for business purposes.
Lines of Credit
With a business line of credit, you can simply call us to get an advance to meet short term or seasonal needs or other unplanned expenses. These lines can also be linked to your business checking account for a more automated solution. Add the treasury management sweep option to automatically pay off the line of credit based on your daily cash position.
Accounts Receivable Financing through eRevenue
ICB has partnered with eRevenue to provide accounts receivable financing. This internet enabled financial solution offers accounts receivable lending, accounts receivable lines of credit, accounts receivable management, and factoring. eRevenue increases your company's liquidity without adding debt to your balance sheet.
Credit Cards
ICB has partnered with Independent Community Bankers Association to offer credit cards to selected customers.